Why Ascend Loans may be a better option than personal loans

Why Ascend Loans may be a better option than personal loans

Are you considering taking out a personal loan? Before you do, read this article to learn why Ascend Loans may be a better option for you.

21/05/2023
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Why Ascend Loans may be a better option than personal loans

When it comes to taking out a loan, consumers have a variety of options to choose from. Personal loans have long been a popular choice, but there are other options available that may be a better fit for certain individuals. One such option is Ascend Loans. In this article, we’ll explore why Ascend Loans may be a better option than personal loans in certain situations.

What are Ascend Loans?

Ascend Loans are a type of installment loan that are designed to help consumers finance large purchases or consolidate debt. Unlike personal loans, Ascend Loans are only available to residents of select states, including Alabama, California, Delaware, Georgia, Idaho, Missouri, Montana, New Mexico, North Dakota, South Carolina, South Dakota, Utah, and Wisconsin. These loans are offered by Elevate Credit, a Texas-based company that specializes in providing credit to non-prime consumers.

Lower interest rates

One of the biggest advantages of Ascend Loans over personal loans is that they typically come with lower interest rates. This is because Ascend Loans are designed specifically for non-prime consumers, who may have lower credit scores and be more likely to default on a loan. As a result, Ascend Loans are structured to be more affordable for these consumers, with interest rates often starting at around 36% APR.

Easier qualification requirements

Another advantage of Ascend Loans is that they often have easier qualification requirements than personal loans. While personal loans typically require a good credit score and a stable income, Ascend Loans may be available to consumers with lower credit scores or irregular income. This makes them a more accessible option for those who may struggle to qualify for other types of loans.

Flexible repayment terms

Ascend Loans also offer more flexible repayment terms than personal loans. While personal loans typically require borrowers to make fixed payments over a set period of time, Ascend Loans allow borrowers to choose a repayment plan that works best for their individual needs. This may include longer or shorter repayment periods, as well as the option to make bi-weekly or monthly payments.

Conclusion

While personal loans have long been a popular choice for consumers in need of financing, they may not always be the best option. For those who are unable to qualify for a personal loan or who are looking for a more affordable and flexible loan option, Ascend Loans may be a better fit. With lower interest rates, easier qualification requirements, and flexible repayment terms, Ascend Loans offer a viable alternative to traditional personal loans.

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I was considering a personal loan to consolidate my debt, but after researching my options, I found Ascend Loans offered a lower interest rate and better repayment terms. I'm so glad I went with them!

As a young adult just starting out, I had limited credit history and was having trouble getting approved for a personal loan. Ascend Loans offered a secured loan option that allowed me to build credit while still getting the funds I needed. It was a win-win situation!

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Ascend Loans provides better terms and conditions compared to personal loans. It's a smart choice for anyone in need of financial assistance.

I've used both personal loans and Ascend Loans, and I have to say that Ascend Loans were the better option. The interest rates were lower and the application process was much simpler. I highly recommend them!

I made the mistake of applying for a personal loan before discovering Ascend Loans. The interest rates were ridiculously high and the application process was a nightmare. Ascend Loans, on the other hand, were a breeze to apply for and the interest rates were much more reasonable. Save yourself the headache and go with Ascend Loans.

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Applying for a loan with Ascend Loans was a breeze. The online application was simple and straightforward, and I received the funds quickly. Highly recommended!

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I was struggling to get approved for a personal loan due to my poor credit score. However, Ascend Loans gave me a chance and helped me improve my credit score by making timely payments. Thank you, Ascend Loans!

Ascend Loans offers better interest rates and flexible repayment terms compared to personal loans. Highly recommended!

Ascend Loans offers better interest rates and flexible repayment options compared to personal loans.

With Ascend Loans, you can save more on interest payments and pay off your debt faster. Don't miss out on this fantastic opportunity!

I've had a great experience with Ascend Loans. Their customer service is excellent and the application process was quick and easy.

Ascend Loans offer lower interest rates compared to personal loans, making it a more affordable option for borrowers.

Ascend Loans offers competitive interest rates compared to personal loans, making it a better option for borrowers.

With Ascend Loans, borrowers have the flexibility to choose from different repayment options that suit their financial situation, making it a better choice than personal loans.

I love how Ascend Loans provides flexible repayment options that suit my financial situation. It's a great alternative to personal loans.

I found Ascend Loans to be a better option because of their flexibility. They allow you to customize your loan terms and payment schedule to fit your needs, which was really helpful for me.

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I went with Ascend Loans because of their lower interest rates. Personal loans can have high rates, but Ascend's rates are much more reasonable. It saved me money in the long run.

If you want to avoid high interest rates and have a stable repayment plan, Ascend Loans can be a better alternative to personal loans. They provide excellent customer service as well.

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Ascend Loans offer lower interest rates and flexible repayment terms compared to personal loans.

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I found Ascend Loans to have much lower interest rates compared to other personal loan options. Highly recommend!

I was impressed with the level of customer service provided by Ascend Loans. They were very helpful and responsive throughout the loan application process.

Ascend Loans has lower interest rates compared to personal loans, making it a better choice for borrowers.

I found Ascend Loans to be more flexible in terms of repayment options, which was a major advantage for me.

I was hesitant to take out a loan, but Ascend's lower interest rates and flexible repayment options made it a better option than a personal loan. Plus, their customer service was top-notch and helped me understand the process. I saved money in the long run by choosing Ascend.

I was looking for a loan to cover some unexpected expenses, but didn't want to limit my options by taking out a personal loan. Ascend Loans gave me more flexibility with their range of loan options and repayment terms. It was a better fit for my financial situation and I'm glad I chose Ascend.

I found Ascend Loans to offer much better rates and terms compared to other personal loan options. Highly recommended!

Ascend Loans offers lower interest rates compared to personal loans.

Applying for a loan with Ascend Loans was a breeze. The process was quick, and the customer service was excellent. I'm glad I chose them over a traditional personal loan.

Ascend Loans provides more flexible repayment options, making it easier to manage loan payments.

I was struggling to find a personal loan with low interest rates until I came across Ascend Loans. Their application process was quick and easy, and I received my loan within days. Plus, their customer service team was always available to answer any questions I had. Highly recommend!

I've used personal loans in the past, but after trying Ascend Loans, I'll never go back. Their interest rates are unbeatable, and their repayment options are flexible. I even received a lower interest rate for signing up for autopay! Ascend Loans is the way to go for anyone in need of a loan.

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Ascend Loans offers flexible repayment options that allowed me to customize my monthly payments according to my financial situation. It made managing my loan much easier.

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Ascend Loans provides flexible repayment terms, allowing borrowers to choose the option that best fits their financial situation. This makes it easier to manage and pay off the loan without feeling overwhelmed.

I was skeptical about taking out a loan, but Ascend Loans offered me a lower interest rate than any personal loan I could find. Their customer service was also top-notch and helped me navigate the process with ease. Thanks to Ascend Loans, I was able to pay off my debt and save money in the long run.

If you're looking for a loan with reasonable rates, Ascend Loans is the way to go. I found their terms to be fair and transparent, and the application process was straightforward. Plus, their online dashboard made it easy to manage my payments and track my progress. Overall, I highly recommend Ascend Loans over personal loans any day.

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I had a great experience with Ascend Loans. Their customer service team was very helpful and guided me through the entire loan process. Highly recommend!

Ascend Loans offers lower interest rates compared to personal loans, making it a more affordable option.

Ascend Loans provides flexible repayment options, allowing borrowers to choose a repayment plan that suits their financial situation.

If you're looking for a better option than personal loans, Ascend Loans is the way to go. Their rates are competitive and their customer service is top-notch. Plus, their repayment terms are flexible and tailored to your needs. Highly recommend!

I was hesitant to take out a loan, but when I looked into Ascend Loans, I realized it was the best option for me. Not only did I save money compared to other lenders, but their application process was quick and easy. I highly recommend Ascend Loans to anyone in need of financial assistance.

Ascend Loans offers much lower interest rates compared to personal loans, making it a more affordable option.

I prefer Ascend Loans because they provide flexible repayment options, allowing me to choose a plan that suits my financial situation.

I highly recommend Ascend Loans for those who need a larger amount of money than what personal loans can offer. Their interest rates are competitive and their repayment terms are flexible. Plus, their customer service is top notch!

Ascend Loans offer a variety of loan options that cater to different financial needs. They also offer loan amounts up to $50,000, which is much higher than what most personal loans can provide. Plus, with Ascend Loans, you can get pre-approved in minutes and receive your funds in as little as one business day!

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